One of the first things people do after being in an accident is to call their insurance company. The company will ask some basic information about how it happened and who was involved. Eventually, the insurance company might ask if you will agree to a recorded statement.
A recorded statement is just what you think it is: you tell the insurance company what happened while it’s being recorded. These are almost always done over the phone. While they may seem like a harmless way to get the insurance company the information it needs to quickly resolve your claim, they can be hidden traps for the unwary.
The first thing to remember is that you aren’t required to give a recorded statement. The insurance company cannot force you to give a recorded statement.
The second thing to remember is that the purpose of a recorded statement, in the insurance company’s eyes, is to try to find a way to deny your claim.
There are certainly times when the insurance company has legitimate questions about an accident. However, those instances are the exception, and not the rule. You should always speak to a lawyer before agreeing to a recorded statement. At Marcotte Law Firm, our experienced lawyers know when to give a statement and when not to.