Dracut, Massachusetts Workers Compensation Attorneys
Dracut, Massachusetts has a history of being where people lived and worked for almost 200 years. Dating back to the 1800s, Dracut was the home to many hardworking farmers who provided food to nearby residents of Lowell. Over the years, this has instilled a culture of hard work in those who live in Dracut. Dracut residents often work multiple jobs to feed their families and put a roof over their heads. Unfortunately, a byproduct of hard work is often a work injury.
Workers Compensation Is There to Help
No one likes being injured. What makes matters worse is when your injury prevents you from being able to work. For those who miss work because of a work injury, Workers Compensation benefits are available to get you through these tough times. The goal is to lessen the financial burden of not being able to work while you recovery.What Benefits are Available?
There are many different types of Workers Compensation benefits available. However, the two that are used most often are Lost Wage Replacement and Medical Bill Coverage.
- Lost Wages: As long as a work injury prevents you from being able to work, the insurance company is supposed to pay you 60% of your Average Weekly Wage. While this might not sound like much, it’s tax free. While these benefits will be less than what you’re used to earning, it will at least allow you to pay your mortgage or rent and buy groceries.
- Medical Bills: For all work injuries, the insurance company will be required to pay for any medical treatment that is reasonable and necessary. However, in many cases, the insurance company will deny benefits that are clearly necessary because it saves money.
There are two ways to get benefits: First, the insurance company can start your benefits voluntarily. This usually happens when injuries are obvious. If a worker breaks his/her arm and it’s witnessed by a coworker, the insurance company will likely start benefits.
Unfortunately, there are many examples of insurance companies denying claims for obvious injuries. Whether it’s because you have a pre-existing condition or because no one saw the injury happen, workers comp insurance companies will use any excuse to deny a claim. If that happens, your only choice is to file a claim at the Department of Industrial Accidents. There, a judge can order that the insurance company pay you the benefits you deserve. But, the drawback is that it can take months to get in front of the judge.Do You Need a Lawyer?
Experience Workers Compensation Lawyers can guide you through the tricky Workers Compensation process. Even if you’re already getting paid by the insurance company, hiring a lawyer now can help you when the insurance company inevitably terminates your benefits. Whether it’s filing a claim to get your medical bills paid or negotiating a lump sum settlement that allows you to go back to work, having a Workers Comp Lawyer with experience is important.
At Marcotte Law Firm, our Attorneys have decades of experience representing injured workers in Dracut. If you have questions about your case, we likely have answers. If you were injured at work, email or call our lawyers for a free, no obligation consultation. We don’t get paid unless we win.