Chelmsford, Massachusetts Workers Compensation Attorney

Chelmsford, Massachusetts is surprisingly diverse. It has been ranked highly by the Massachusetts High Tech Council as a town that is tech-business friendly. Though it is a suburban town, it does have a significant manufacturing base. Chelmsford has also been ranked by Money Magazine as one of the top places to live in the entire country. When you put these things together, Chelmsford is often considered an attractive destination to both work and live.

Whether they work or live in Chelmsford, work injuries are bound to happen. They can happen in car accidents, in manufacturing accidents, or in a wide array of other situations. Luckily, some work injuries are minor. Whether it’s a cut or a sprain, many work injuries heal in a few days. However, for those that are more seriously injured, medical bills add up, and they miss significant time from work. Those are the workers that need to know how Workers Compensation works.

Workers Compensation is a system set up to make sure that when a worker is hurt at work, that person doesn’t suffer financial ruin as a result. This means that the insurance company is required to pay for your medical bills and a portion of your lost wages while you heal. Ideally, the insurance company voluntarily pays you until you’re ready to go back to work. At that point, your job takes you back, and life moves on.

Unfortunately, it’s not always that easy. Insurance companies of all types are notorious for denying even the most obvious claims. That’s how they make money; the less they pay you, the more they keep as profits. The sad part is that large insurance companies know that injured workers are vulnerable, and they take advantage of that.

Obviously, having an insurance company pay you voluntarily is the quickest way to get you your benefits. When that doesn’t happen, it’s important to file a claim at the Department of Industrial Accidents right away. That’s because the longer you wait to file, the longer it will take for a judge to order the insurance company to pay.

It’s a multistep process to get in front of a judge. This includes:

1. Gathering Medical Records: You need a medical record that says you were injured at work and that your injury prevents you from working.
2. Filing a Claim: After you have the medical record, you can file the claim
3. Conciliation: A couple weeks after you file your claim, an employee of the DIA will have a meeting to make sure everything is ready to go in front of the judge.
4. Conference: This is when you submit documents to the judge and ask that he/she orders the insurance company to provide you benefits.

At Marcotte Law Firm, we have decades of experience representing injured workers. We guide them through the Workers Compensation system so that we can get your benefits as quickly as possible. We understand that going without a paycheck can cause havoc on a family. That’s why we do everything we can to make the process as quick and easy as possible.

If you’ve been injured on the job, even if you’re already receiving your benefits, you can’t wait to talk to a lawyer. Putting things off now can cause delays later on when your benefits have been cut.

Call or email the Workers Compensation Attorneys at Marcotte Law Firm for a free, no obligation consultation.