After enduring an injury in a car accident that was not your fault, you need compensation for your pain and suffering. An accident may have tragic results for your daily life and cause damages that require significant recovery time.
Potential damages may include physical pain from injuries, scars, emotional distress, financial difficulties from medical expenses and loss of income due to the accident. Many of these issues may arise after an auto accident. It is crucial to understand how to move forward to receive the compensation owed to you.
Gaining evidence for a claim
You need to provide evidence to support your compensation claim. Insurance companies review the information to determine how to move forward with your case. For physical injuries, it is appropriate to collect medical records to show proof of your injuries and the doctor’s diagnosis. For medical expenses, you may use copies of the costs incurred to treat your injuries.
However, for claims of emotional distress, it is not as easy to show proof. In addition to providing a detailed description of your suffering, it may also be important to include notes and a diagnosis from a therapist. Not only may a therapist help with your emotional recovery, but he or she may also provide a diagnosis, such as post-traumatic stress disorder, which may support your case for compensation.
Knowing the statute of limitations
For personal injury claims, there is a statute of limitations of three years in Massachusetts. This means that you need to file a claim within three years of the date of the auto accident. Filing after the deadline is likely to result in a dismissal.
Filing a claim
You need to file a claim with your insurance provider. The insurance company reviews all evidence you provide before approving or denying a claim. If they deny your case, you have the option of appealing.